guess what i've been doing this morning? researching how michigan is a no-fault insurance state. i've never lived in one of these states before. i did however find the correlation between being a no-fault insurance state and having the highest insurance premiums of anywhere i've ever lived. since the insurance agency considers no one person at fault in an accident, each person's insurance only covers themselves. that means that all the normal stuff (medical, work loss, etc) is covered for yourself, but any damage to your car is NOT covered by the other driver if they are "at fault" according to the police report. that makes it more of a good idea to have comp and collision on your car so that damages can be paid for if someone else hits you. therefore, if your insurance company pays for you when ANY accident occurs, they are paying for more accidents and thus your premiums are higher.
yeah, i'm sure you wanted to know all of that. i think it's kind of interesting. i also needed to re-gurgitate it to make sense of it to myself.
in other news, we are still looking for jobs. i have an interview with Meijer on Friday for an admin asst position in an IT department. sounds pretty good to me...
5 comments:
no-fault insurance sounds stupid.
ps...I think your picture...is that you in Africa?
(I think your picture is cute...that's what I meant to say, lol)
hey there, time to update!
please, update?
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